Cash Genie gives short-term loans of any amount from £75-£750 that can be paid into your account on the same day. Hopefully you won’t have the cash flow problems that mean you need a short term loan, but it happens to most of us from time to time, and now and then the speediest and simplest solution to the problem is the best one, because it can give you peace of mind and enable you to concentrate on your priorities in life.
Especially now, in difficult economic times, people who never expected to experience money problems are feeling strapped for cash. Cash Genie is able, and always happy to help, but also always advises responsible lending and borrowing. Some people these days are having to get by on smaller budgets, which means taking into consideration various saving techniques that they are not used to. They have grown accustomed to a certain lifestyle, with the luxury of not having to think too much about what brand of pasta to buy, for example. Now, though, it would be a good idea to consider things like this.
Keeping detailed accounts of your income and expenditure is the first step to not having money problems in the future. We often neglect to keep and file receipts for things we casually buy, and believe me – they can add up! At the end of the month, when the bank statement gets to us, we realise we had completely forgotten about them, and in these scenarios it feels like losing money, even though it is actually money we consciously spent. Keeping track of receipts helps to foster good money saving habits, and it makes you really understand what you do buy. In turn, it helps to curb casual spending, and, for example, we will be more likely to ask ourselves if we really want to buy this £4 sandwich at a petrol station, or whether we could just wait until we get home and make a much nicer sandwich for free. Of course, the ingredients used for the sandwich are not free, and this is another thing worth considering: are we getting value for money on our shopping? It is nice to have good quality, but sometimes it seems we are just paying for nice packaging.
At Cash Genie they recognise the value of sensible budgeting. They also recognise, however, that sometimes things don’t go according to plan, and a short term solution can help tide us over until we get back on track.
Please visit http://www.cashgenieblog.co.uk/ for further information about this topic.
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